Expert Social Security and Medicare solutions
You deserve a future designed with precision and care. Gain clarity and peace of mind.
A thoughtfully devised plan helps reduce taxation and lets you keep more of your money
Planning enables the identification of optimized Social Security election strategies, versus simply maximized
Careful planning allows self employed business owners to identify SECA tax minimizing measures and control income to reduce Medicare costs after retirement
WHO WE HELP
Everyone can benefit from our service
our ideal client is you
Retirement Planners
We specialize in helping those preparing for retirement optimize Social Security income over their lifetime, reducing taxation, and ensuring a secure and comfortable future. We provide a comprehensive social security analysis, assessing your earnings history, reviewing various claiming scenarios, and strategizing the optimal time to claim benefits while minimizing taxes.
Widows and Survivors
We offer compassionate and expert assistance to widows and dependent survivors in electing the benefits they are entitled to, providing a sense of relief and peace of mind during a difficult time.
Self-Employed Individuals and Business Owners
For those who are self-employed, I provide tailored strategies to reduce their SECA taxes nearing retirement and maximize their Medicare and ACA benefits, empowering them to have the coverage they need without unnecessary costs.
High-Earning individuals and couples
Individuals that earn more than $85k and couples who earn more than roughly $195k per year could be subject to an Income-Related Monthly Adjustment (IRMMA) for Medicare Part B and D by the Social Security Administration. They can benefit significantly from my expertise in navigating Medicare costs.
Our working Process
Discovery Phase
During our free consultation, I will take the time to understand your unique needs and goals. This includes comprehensively assessing your budgets, potential risks, and future estate planning requirements. This step ensures we are aligned and focused on your specific objectives.
Social Security Review
Following the discovery phase, I will conduct a detailed review of your social security status. You will receive a comprehensive report outlining strategies to maximize your benefits and ensure financial stability during retirement.
Health Insurance Review
In this step, I will evaluate your health insurance coverage, identify benefit areas to reduce costs, and recommend
adjustments. including tax credit opportunities and tax advantaged planning. This also includes Medicare and Part D
NOK Box & Document Preparation
The final phase involves preparing essential end-of-life documents and setting up your Next of Kin (NOK) box. I will also connect you with trusted professionals for additional services such as wills, Power of Attorney (POA), medical directives, or financial planning.
A NETWORK OF TRUST
Connecting You with the Right Experts for Your Lifestyle
COMPANY
CUSTOMER CARE
LEGAL
FOLLOW US
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
Copyright 2024. Wish We Started Sooner, LLC Appleton, WI 54911 - All Rights Reserved.
Not affiliated with or endorsed by any government agency
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex