Privacy & Security Policies
Consent to Receive SMS Messages:
By providing your phone number and email address, you consent to receive SMS (text) messages and
emails from Wish We Started Sooner, LLC These messages may include updates,
offers, and information related to our services. Message and data rates may
apply.
Phone Number and Email Collection:
When you provide your phone number and email address, we collect this information solely to
communicate with you and provide our services. We take your privacy seriously
and ensure that your information is handled securely.
Opt-Out:
You can opt out of receiving SMS messages at any time by replying "STOP" to any text
message you receive from us. You can also unsubscribe from emails by following
the instructions provided in the email.
Your Privacy Matters:
We do not share, sell, or distribute your phone number, email address, or any other personal
information to third parties.
We respect your privacy and will not cause you to
receive spam calls, messages, or emails. Your information is used solely for
the purposes of communication related to Wish We Started Sooner, LLC and its
services.
Registered Social Security Analyst (RSSA)®
The RSSA® designation is granted by the National Association of Registered Social Security Analysts. The designation is awarded to
professionals who have demonstrated expertise in Social Security planning and benefits optimization. The exam tested comprehension of the many facets of
Social Security as well as practical application, analyzing sample client cases. The designation signifies a commitment to helping clients make informed
decisions regarding their Social Security benefits, with a goal of ultimately maximizing their retirement income. The RSSA® designation is an
industry-recognized credential that represents a dedication to enhancing retirement security for clients. To maintain this designation, the RSSA® must
satisfy continuing education requirements and adhere to the RSSA® Code of Conduct.
This Privacy Notice explains how we collect, use, share, and
protect your personal information.
We are committed to safeguarding your
privacy and ensuring that your personal data is handled securely and
responsibly. This notice applies to all individuals who inquire about or
purchase Medicare products, ACA plans, Social Security services, or other
financial services through us.
This Privacy Policy describes the collection, use, and
disclosure practices with respect to Wish We Started Sooner, LLC and its
website, WishWeStartedSooner.com, and any other websites or platforms that the
Company may create in the future.
Information We Collect
We may collect the following types of personal information:
Personal Identifiable Information (PII): Name, address, telephone number, email address, date of birth, Social Security number, etc. Health Information: Medical history, prescription drug use, existing health conditions, etc. Financial Information: Payment details, banking information, income data, retirement accounts, investment information, etc. Social Security Information: Social Security numbers, benefit statements, earnings records, etc.
How We Use Your Information
We use the information we collect to:
Provide quotes and recommend insurance plans suitable for your needs. Assist with the enrollment process in Medicare products, ACA plans, and other insurance products. Provide personalized Social Security claiming strategies and financial planning services. Comply with federal and state regulations. Improve our services and customer experience. Communicate with you regarding your application, policy, Social Security benefits, financial services, or other related matters.
Sharing Your Information
We do not sell your personal information to third parties.
However, we may share your information with:
Insurance companies to process your application and issue your policy. Financial institutions to facilitate investment or financial planning services. Government agencies, including the Social Security Administration, as required by law. Third-party service providers that assist us in providing services to you (e.g., payment processing, financial analysis). Legal authorities if required to comply with legal obligations.
Your Rights
You have the right to: Access your personal information. Request corrections to any inaccurate or incomplete information. Request deletion of your personal information, subject to certain legal exceptions. Withdraw consent for us to process your personal data.
Applicability Of HIPAA
Since we facilitate the sale of a diverse range of insurance
products, our processing of some information may fall under another state or
federal regulatory framework, like the Health Insurance Portability and
Accountability Act (“HIPAA”) and related state laws.
Data Security
We implement appropriate technical and organizational
measures to protect your personal information from unauthorized access, use, or
disclosure. These measures include encryption, secure storage facilities, and
restricted access to data.
Changes to This Privacy Notice
We may update this Privacy Notice from time to time. Any
changes will be posted on our website, and the updated notice will be effective
immediately upon posting.
Contact Information
If you have any questions about this Privacy Notice or your
personal data, please contact us at 888-308-9497
Disclaimers
1. Medicare Disclaimer
We do not offer every plan available in your area. Currently, we represent 7+ organizations that offer 15+ products in your area.
Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.
2. Social Security and Financial Services Disclaimer
The information provided during consultations and through our services is for general informational purposes only and does not constitute legal, tax, or professional advice. We strive to ensure that the information presented is accurate and up-to-date, but we make no representations or warranties regarding its completeness, accuracy, or applicability to your specific situation.
3. No Guarantees
While we endeavor to assist you in selecting the most appropriate insurance products and financial strategies, we do not guarantee that any particular product or strategy will meet your specific needs or that you will be eligible for coverage or benefits.
4. Not Affiliated with the Government
We are not affiliated with or endorsed by any government agency, including Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or the Department of Health and Human Services (HHS).
5. Plan and Service Availability
Availability of Medicare and ACA plans, Social Security claiming strategies, and financial services may vary by region, and specific details are subject to change. Please review the official plan documents and service agreements for complete information.
6. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these websites. We encourage you to review their privacy notices and terms of use.
Consumer Consent for Marketplace Agents and Brokers
Registered agents and brokers assisting consumers apply for and enroll in Marketplace coverage must document
consumer consent prior to accessing or updating their Marketplace information.
Documentation must be retained for 10 years.
By using this website and engaging with our services, you consent to our company acting as your health insurance agent or broker for you and your household, if applicable. This includes enrollment in a Qualified Health Plan through the Federally Facilitated Marketplace.
Authorized Uses: Searching for and accessing existing Marketplace applications. Completing eligibility and enrollment applications for a Qualified Health Plan or other government insurance affordability programs, such as Medicaid, CHIP, or advance tax credits for Marketplace premiums. Providing ongoing account maintenance and enrollment assistance as necessary. Responding to inquiries from the Marketplace regarding your application.
We are committed to protecting your privacy. Your Personally Identifiable Information (PII) will only be used for the purposes outlined above and will be kept secure during collection, storage, and usage.
Please note that you are not required to share additional personal information beyond what is necessary for eligibility and enrollment purposes.
Your consent remains in effect until you choose to revoke it. You may revoke or modify your consent at any time by contacting us through the provided channels on this website.
Thank You
You're most welcome! We extend our heartfelt gratitude to you for choosing our services and entrusting us with your needs. Your satisfaction is our top priority, and we're thrilled to have been a part of your journey. Should you have any further inquiries or require assistance in the future, please don't hesitate to reach out. Thank you for being a valued member of our community – your support means the world to us.